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    <title>Kirby Chan &amp; Co. Markham Real Estate Blog</title>
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    <description>Buying, selling, neighbourhoods and market updates for Markham, Ontario.</description>
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    <lastBuildDate>Fri, 13 Nov 2026 00:00:00 GMT</lastBuildDate>
    <item>
      <title>Markham minor variance for a deck, addition or garage: what buyers and sellers should know</title>
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      <pubDate>Fri, 13 Nov 2026 00:00:00 GMT</pubDate>
      <category>Selling</category>
      <description>A minor variance in Markham is a Committee of Adjustment approval for a deck, addition or garage that breaks zoning. See the steps, fees and what buyers ask.</description>
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    <item>
      <title>The Markham waste collection calendar, snow clearing and leaf pickup for new owners</title>
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      <pubDate>Wed, 11 Nov 2026 00:00:00 GMT</pubDate>
      <category>Moving to Markham</category>
      <description>The Markham waste collection calendar for new owners: pickup frequency, set out rules, 2026 blue box changes, leaf collection and winter snow clearing.</description>
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    <item>
      <title>Seller disclosure in Ontario: what a home seller has to tell a buyer</title>
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      <pubDate>Mon, 09 Nov 2026 00:00:00 GMT</pubDate>
      <category>Selling</category>
      <description>Seller disclosure in Ontario explained: latent and patent defects, the optional SPIS, material facts your agent must share and how stigmas are handled.</description>
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      <title>First Time Home Buyer Ontario Guide: Moving to Thornhill</title>
      <link>https://kirbychanmarkham.com/blog/first-time-home-buyer-ontario-guide-moving/</link>
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      <pubDate>Fri, 06 Nov 2026 17:48:36 GMT</pubDate>
      <category>Moving to Markham</category>
      <description>The definition that most programs borrow from comes from the CRA and it's narrower than people assume.</description>
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    <item>
      <title>Conditions in an offer in Ontario: financing, inspection and the status certificate</title>
      <link>https://kirbychanmarkham.com/blog/conditions-in-an-offer-ontario/</link>
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      <pubDate>Mon, 02 Nov 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>Conditions in an offer in Ontario for first-time Markham buyers: financing, home inspection, condo status certificate and what to weigh before waiving.</description>
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    <item>
      <title>Jobs in Markham Ontario: Why the Commute Myth Is Wrong</title>
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      <pubDate>Fri, 30 Oct 2026 02:05:40 GMT</pubDate>
      <category>Buying</category>
      <description>Most people who are weighing a move to Markham arrive with one assumption: that it means trading a downtown Toronto commute for a longer downtown Toronto</description>
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    <item>
      <title>Buying one of the older homes in Markham: what to check before you firm up</title>
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      <pubDate>Fri, 30 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>Moving up to one of the older homes in Markham? Check wiring, asbestos, lead water pipes, flood rebates, permits, heritage rules and tree permits.</description>
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    <item>
      <title>Best Areas to Live in Markham (When Work Isn't in Toronto)</title>
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      <pubDate>Wed, 28 Oct 2026 18:53:25 GMT</pubDate>
      <category>Buying</category>
      <description>Search for anything about living in Markham and you will find a pile of articles measuring every neighbourhood by one thing: how fast can you get downtown. That</description>
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    <item>
      <title>Markham Zoning Application: What It Means for Your Property</title>
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      <pubDate>Wed, 28 Oct 2026 03:15:45 GMT</pubDate>
      <category>Buying</category>
      <description>This happens more often than people expect in Markham.</description>
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      <title>When is the best time to sell a house in Markham?</title>
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      <pubDate>Wed, 28 Oct 2026 00:00:00 GMT</pubDate>
      <category>Selling</category>
      <description>Best time to sell a house in Markham? How buyer activity and competing listings tend to shift through the year and why your own plans matter more than the calendar.</description>
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    <item>
      <title>Unionville Heritage Conservation District Rules Explained</title>
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      <pubDate>Mon, 26 Oct 2026 15:37:09 GMT</pubDate>
      <category>Buying</category>
      <description>Unionville was settled in 1794 and still has one of the most intact 19th-century main streets in York Region.</description>
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    <item>
      <title>What a Buyer Representation Agreement Commits You to Under TRESA</title>
      <link>https://kirbychanmarkham.com/blog/buyer-representation-agreement-ontario/</link>
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      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>A buyer representation agreement in Ontario makes you a client of a brokerage. See what it can limit, what you owe if the seller pays nothing and how to end it.</description>
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    <item>
      <title>Buying a Multigenerational Home in Markham: Layouts, Credits and Financing</title>
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      <pubDate>Fri, 23 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>Buying a multigenerational home in Markham: the layout features buyers ask about, the federal renovation tax credit rules and CMHC insured refinancing for a suite.</description>
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    <item>
      <title>Markham vs Richmond Hill: An Honest Comparison for Buyers</title>
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      <pubDate>Thu, 22 Oct 2026 17:13:53 GMT</pubDate>
      <category>Buying</category>
      <description>Markham and Richmond Hill sit side by side in York Region and it's common for buyers relocating to the GTA to cross-shop both without being entirely sure what</description>
    </item>
    <item>
      <title>Markham to Downtown Toronto Commute: What Buyers Should Know</title>
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      <pubDate>Wed, 21 Oct 2026 18:11:06 GMT</pubDate>
      <category>Buying</category>
      <description>Markham sits on the Stouffville GO line, which runs south through Scarborough and into Union Station in downtown Toronto.</description>
    </item>
    <item>
      <title>What selling a house in Ontario costs a Markham seller at closing</title>
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      <pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate>
      <category>Costs and Taxes</category>
      <description>Selling a house in Ontario costs more than commission. For Markham sellers: HST, mortgage penalties, legal fees, tax filing and what the buyer pays.</description>
    </item>
    <item>
      <title>Is Markham a Good Place to Live? It Depends Where</title>
      <link>https://kirbychanmarkham.com/blog/is-markham-a-good-place-to-live-it/</link>
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      <pubDate>Mon, 19 Oct 2026 20:02:56 GMT</pubDate>
      <category>Buying</category>
      <description>Most pages that rank for this search give you a tidy list of parks, restaurants and a livability score, then call it a day.</description>
    </item>
    <item>
      <title>Joint tenancy or tenants in common: how Ontario co-buyers take title</title>
      <link>https://kirbychanmarkham.com/blog/joint-tenancy-tenants-in-common-ontario/</link>
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      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>Joint tenancy or tenants in common in Ontario: how the two ways of taking title differ, the default rule, survivorship, the refund and what to settle first.</description>
    </item>
    <item>
      <title>Moving From a Townhouse to a Detached House in Markham: The Real Cost of the Step</title>
      <link>https://kirbychanmarkham.com/blog/townhouse-to-detached-markham-costs/</link>
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      <pubDate>Fri, 16 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>Moving from a townhouse to a detached home in Markham: the price gap, the land transfer tax and the $1.5 million down payment line explained.</description>
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    <item>
      <title>Freehold Townhouse Markham Condo Fees: What Buyers Miss</title>
      <link>https://kirbychanmarkham.com/blog/freehold-townhouse-markham-condo-fees-what-buyers-miss/</link>
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      <pubDate>Thu, 15 Oct 2026 17:16:22 GMT</pubDate>
      <category>Buying</category>
      <description>Here is the scenario that catches a lot of buyers off guard. You find a freehold townhouse in Markham, maybe in Unionville or one of the newer pockets near</description>
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    <item>
      <title>Difference Between Markham and Thornhill, Explained</title>
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      <pubDate>Thu, 15 Oct 2026 11:42:14 GMT</pubDate>
      <category>Neighbourhoods</category>
      <description>People often ask about Markham vs Thornhill as if they are choosing between two separate cities. That's not quite the comparison. Markham is a city. Thornhill</description>
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    <item>
      <title>Downsizing in Milliken Mills: A Markham Homeowner's Guide</title>
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      <pubDate>Thu, 15 Oct 2026 00:00:00 GMT</pubDate>
      <category>Downsizing</category>
      <description>Milliken Mills, split into the East and West pockets of Markham near Kennedy Road and Steeles Avenue, is one of those neighbourhoods where a lot of original</description>
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    <item>
      <title>York Region School Boundary Map: Finding Your Child's School</title>
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      <pubDate>Wed, 14 Oct 2026 17:35:26 GMT</pubDate>
      <category>Buying</category>
      <description>This is the thing that trips up a lot of buyers moving to York Region, especially from areas where there is only one public board to think about. York Region</description>
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    <item>
      <title>Greensborough Markham Homes for Sale: Why the Train Matters</title>
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      <pubDate>Tue, 13 Oct 2026 19:16:14 GMT</pubDate>
      <category>Buying</category>
      <description>If you drive through Wismer, Berczy and Greensborough back to back, they can look interchangeable. Same decade of construction, same brick-and-stone detached</description>
    </item>
    <item>
      <title>How multiple offers work in Ontario: offer dates, bidding and what you are told</title>
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      <pubDate>Tue, 13 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>Multiple offers Ontario buyers face, explained: what an offer date is, what the seller's brokerage must tell you, what stays private and how to check the offer count.</description>
    </item>
    <item>
      <title>How Selling Your Markham Home Works, From Decision to Closing</title>
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      <pubDate>Tue, 13 Oct 2026 00:00:00 GMT</pubDate>
      <category>Selling</category>
      <description>Selling a house in Markham, step by step: the listing agreement, preparing, offers, conditions, closing day and tax reporting, with what you sign at each stage.</description>
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    <item>
      <title>Wismer Commons School Boundary: What Buyers Need to Know</title>
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      <pubDate>Mon, 12 Oct 2026 19:24:49 GMT</pubDate>
      <category>Buying</category>
      <description>Most people who buy in Wismer Commons are not chasing a particular style of house or a stretch of trails. They are chasing a school.</description>
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    <item>
      <title>Markham Home Value: What Your Home Is Really Worth</title>
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      <pubDate>Mon, 12 Oct 2026 19:07:43 GMT</pubDate>
      <category>Buying</category>
      <description>Markham covers a wide stretch of York Region and treating it as one market is where a lot of sellers go wrong.</description>
    </item>
    <item>
      <title>Best Commuter Towns by Train in the GTA</title>
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      <pubDate>Fri, 09 Oct 2026 15:15:01 GMT</pubDate>
      <category>Buying</category>
      <description>Most people fall in love with a neighbourhood first. They like the streets, the schools, maybe a specific listing they saw online and only then do they check</description>
    </item>
    <item>
      <title>Moving Up in Markham? How Porting a Mortgage in Canada Works</title>
      <link>https://kirbychanmarkham.com/blog/porting-mortgage-canada-when-you-move-up/</link>
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      <pubDate>Fri, 09 Oct 2026 00:00:00 GMT</pubDate>
      <category>Buying</category>
      <description>Porting a mortgage in Canada moves your rate and terms to a bigger home. Learn the CMHC portability deadline, the premium credit and when a prepayment penalty applies.</description>
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